Wednesday, May 20, 2015

Our first rejection

We have faced it. The first rejection. On Sunday we saw a place we really liked and put an offer in on Monday. They were reviewing offers Tuesday night so we didn't hear until 10pm last night that we didn't get it. The people who got it waived the inspection and offered $50,000 above listing price. But Brian had prepared us for this to happen and so we weren't too devastated. But the process was stressful and lot's of "Oh boys" were said.

We're going out tomorrow to look at more options and Jeff is wanting to open our options to other neighborhoods than West SEattle so we've started looking at other places. So we'll see.

Back in the saddle!!

Thursday, May 14, 2015

We're pre-approved to go into debt

It's official. Someone called an underwriter has decided we're grown up enough to give large quantities of money in order to buy a house. We're meeting with the guy tomorrow to talk actual numbers and all the ins and outs and whatnot.

Yesterday we spent a couple hours driving around West Seattle with the realtor and we learned many things

  1. We're pretty sure we're over condos. Like to point that if we end up with a condo then it's going to be an amazing condo
  2. So that leaves us with either a townhouse or a small house. And I'm yet to feel it for a townhouse. Now that houses are definitely on the table I'm really liking that idea. The other key factor is that townhouses are very close to each other. Even the end units - the other building is 6 feet away. We started asking if the townhouse was in a "Townhouse-ville" or not.
  3. We are expanding our price range a little bit. The places we were looking at in our original price range were more in the "best house on the block" range and we're thinking we want more middle ground. West Seattle still hasn't been 'gentrified' in a lot of places so it definitely depends on what part of the block you're on.
  4. We're thinking very seriously about the 3 bedroom idea (actually to be completely honest, I've stopped even registering 2 bed places). So what happened is yesterday morning a house that was 4 bed, 3 bath came out. And we really liked it from the pictures but agreed that it was way out of our thought process. So we asked if we could tack it on to the end and we went and looked at it. And after looking at it (for a lot longer than any of the other places we looked at), we realized that if it was seven years from now, we would be all over that house. But it got us really thinking about the idea of staying for 3-5 years rather than less than three years.
So it was a fruitful adventure in that it got us really thinking about things and possibilities.

Other news - I just got home from watching Pitch Perfect 2 and it was acca-amazing. I haven't laughed that hard at movie in a long time and we (the ladies I was with) decided that it might possibly be better than the first one, which is rare.

Monday, May 11, 2015

Buying a House!!

Jeff and I have officially begun the process of buying a house. We've been talking about it basically since we got here and started paying crazy rent. We figured that since we're in the financial position to do it, buying seemed more practical. And we realized we could live in it for 3 years or so and when we have 1.5 kids then move into a bigger place in the 'burbs for the kids and keep this place as a rental. So after doing some research on our own, we've settled on the West Seattle area. We like that it's close but still feels casual. Far enough away from the bustle but still good sushi. Jeff was originally against it because of the bridge, but we've now been back and forth enough to realize it's not that bad and if we were ever to need to cross it during rush hour then we'd probably be on the bus anyway.

So we chatted about it with Grandpa Ron when we were in CA for Britney's wedding (since he's a realtor and knows things). And he hooked us up. Called a few people in the Seattle area and pre-interviewed them for us and found us a really nice guy. So we met with him last Friday. And talked about what we're looking for and he actually suggested instead of looking for 2 bedroom condos we should look at 3 bedroom houses - which works out a lot of the time to the same space (1000-1200 sqft). And he said it was much easier to rent out a house rather than a condo which could have building restrictions. This got us thinking and we actually decided we really liked that idea. It would be a different experience for sure (yard work!) but it would mean that if we wanted to we could stay longer than 3 years. It wouldn't be a "we have to move now!" but rather "well the kids get to share until we decide we're ready" or a "Jeff's office is moved to the basement/another room."

So anyway, the realtor sent us a filtered MLS search and we spent 2 hours on Saturday going through different options. We flagged 4 of them as "love" and about 10 that are "like" and we're planning on going and looking at a bunch on Wed. This is my favorite so far. But we talked to the realtor a lot about the hotness of the Seattle market and the guarantee of doing a bidding war, so be prepared for a little frustration. And of course you never know until you go stand in a house if it'll be a good home for you, so we'll see if I like it on Wed.

The other ball that has to be rolling for this is money. We contacted a mortgage lender and filled out some crazy application that told our entire life story. Now we know the fact that we're self-employed puts some weird parameters on what we can do (for instance we had to wait until now to start because we needed two years of showing we owned the business and were working), but when outlining our situation to people, they've said we really shouldn't have a problem. The only wrench is Jeff's credit sucks from when he was sick and wasn't working for a year so we might not get as awesome of an interest rate as we would like, but we know we can always refinance down the road if we want.

The other crazy thing is the realtor told us that if our offer is accepted, the whole process takes about 30 days. So it's crazy fast because of the crazy need in the market. But we're excited to start this process. Jeff is sitting in a corner saying "Oh boy" Jackson style* but I keep reminding him of all the cool stuff we get to do with our own place - and we can always hire someone to do the yard work :]



*also I'm fully aware that Jeff will be exactly like this when we have kids as well, but I love him anyway

EMP Anniversary

Jeff and I have officially been married for two years (I know, such a big milestone) and we still love each other and haven't wanted to kill one another at least at the same time yet, so I would say we're doing pretty good. We went to the EMP and then to fancy sushi. The EMP has some serious nerd exhibits happening right now. The ones we saw:


  • touring Star Wars costumes - super cool. Because I'm a huge nerd, I'd already seen about half the stuff they had but it was still cool. The fabrics and beadwork on all of Padme's outfits are amazing. My favorite was her wedding dress. The beadwork was crazy and the lace was super intricate. The other crazy thing was the amount of people who worked on just her costumes alone was insane - something like 80 people. The other thing that the quotes on the walls and videos kept talking about was how bc of all the green screen that was used in Episode 1,2,3 (which is basically the entire movies) the costumes were really the only thing the actors had to connect with the story so they became really important for them.

  • Infinite Worlds of Sci-Fi - so Paul Allen clearly has way too much money, even after helping Bill Gates save the world. This entire exhibit is literally sci-fi show memorabilia that he has collected over the years. An entire exhibit! But Jeff and I decided that if we had that much money that's probably what we would do with it too.

  • Indie Games - so this was a whole exhibit about Indie video games and how the process of building an indie game rather than big money game is completely different. But the cool thing was there was 20 stations throughout the exhibit where you could play a game. Jeff and I found a few that we like: The Floor is Jelly (this one Jeff really liked and I wanted to throw it), Lumino City (I really liked this one), and Quadrilateral Cowboy (which according to the site is still in production yet we were playing it...)
Then we killed 40 minutes waiting for our reservation by going ot the same bar we went to last year when we went to Shiro's for anniversary sushi (last year was when we came to Seattle for Nickel Creek and stayed in the really nice hotel) - except it wasn't the same bar. It has a new name but other than that we couldn't tell any difference. But anyway, I ordered a "Green Tea Fizz" which is basically this. It was amazing and Jeff was appalled that I would drink a cocktail with a raw egg white in it, but it didnt taste weird - just added a nice creamy-ness to it.

And then we topped it off by stuffing our faces with Shiro's sushi. Always delicious. While we were talking we discussed all the things owning a house would let us do (more on that in the next post) like painting and running wires through walls rather than around them (although we decided that might be a project we tackle later). 

A great low key anniversary.